One of the five core elements to achieving financial wellbeing is to know that our loved ones will be looked after if something were to happen to us. This might take the form of writing a will, having conversations within the family, or perhaps just making sure the partner knows how to operate the central … Continued
For many years now we at Ovation have been uncomfortable with traditional ways of assessing a person’s attitude to risk. Ten questions Some of the deficiencies were obvious to us. One example is the use of set questions such as ‘How would you feel if markets went down by 20%’. These can be pretty blunt … Continued
I do like a good proverb. The best are initially counter intuitive, and yet reveal their wisdom after a few moments consideration. Take this nugget, for example: Always do your marketing when you are busy. That seems daft on first reading. I can’t do my marketing when I’m busy, because I’m busy! And yet the … Continued
This time last year I was trying to put together a communication entitled “Let’s not be frightened of bears”.
It was written partly in response to a somewhat cavalier warning from a well-known financial institution that investors should sell all their equities and invest in bonds; admittedly the article worked the metaphor quite hard, but it also contained a serious message about holding one’s nerve during the bear market* we were experiencing at the time.
The New Year often brings new beginnings. For divorce lawyers, there is often a surge in divorce enquiries as a result of spouses planning to break up following the Christmas holidays. Statistically one in five married couples consider separating from their partners after the festive period.
It’s no secret that there is a shortage of new blood in our industry. The average age of a Financial Planner in the UK is 58, compared with 44 for Barristers and 39 for Doctors. Imagine, then, our delight when one August morning in 2015 we found ourselves interviewing Tom Morris…