Why do I need a Financial Planner?
Not everyone does, and, occasionally, if you have enough time and the required knowledge, investing your own money can work. For many, however, the peace of mind of having a professional help make the decisions is invaluable. When you have the “plan” it takes more than an Excel spreadsheet to figure out what you want from life and how to get there. A computer programme can’t challenge you, or explore things further, only a human being can.
Who owns Ovation?
The employees do, the majority of the shares in Ovation are held in a trust for the benefit of the employees.
What are your fees?
Your initial meeting is at our cost. If you decide to work with Ovation there will be fees for the work we do, full details can be found on our Fees page.
Can you look at my Final Salary Pensions?
The short answer is yes, as Chartered Financial Planners we have the necessary qualifications and expertise to carry out a review. However, our starting point is that all guaranteed benefits should be retained by you, and we would need a really good reason to consider other options.
Are you Independent?
Yes, and we’re also employee owned which means we don’t have to answer to the shareholders, like the majority of companies.
Do I need a certain amount of money to become a client?
No, we’ve always been proud of being able to say that. Provided we believe we can offer you value for money, we will accept you as a client.
Can I speak to an existing client before committing?
Of course, we have a group of ambassadors, who have all benefited in different ways from Ovation’s service, and are happy to speak to you if you are thinking of becoming a client.
Why should I choose Ovation?
Choosing a financial planner is unlike many other relationships. It’s a lifetime relationship, so choose wisely. Ask the following questions. Are they well qualified? Are they interested in me or just my money? Are they likely to be around for the rest of my life? Do I like their ethics and values?