
What Do We Really Do?
One of our advisers overheard a telephone call recently where a longstanding client said “Oh, you do life assurance too?” It came as a bit of a surprise to us that they didn’t know, so we thought it would be a good time to remind you of all the things Ovation is able to do.

Personal Savings Allowance
The new personal savings allowance and dividend allowance are now with us for the 2016/17 tax year onward and the £5,000 starting rate band for savings remains in place.

Is this the end of the buy to let boom?
Following George Osbourne’s July Budget and Autumn Statement, some big changes have been proposed that are likely to reduce the attractiveness of buy to let properties as an investment

Dividends – The New Tax Regime
The Chancellor of the Exchequer, George Osbourne, announced a new dividend tax regime in his first post-election budget effective from the 6th April 2016. For many this could lead to a small windfall but for others it could lead to an increase in their tax liability.

Helping Commercial Property owning clients save tax
Purchasers and owners of commercial property have an unusual chance to save significant amounts of tax in a way that is encouraged by government. Current owners and potential purchasers should seek expert advice quickly to secure the value hidden in a property transaction.