One truth that comes from the study of financial wellbeing is that we don’t generally know what makes us happy. How can we become more aware of our own wellbeing, and what are the barriers we need to overcome? Society’s Barriers To Happiness Strange as it may seem, life in our Western societies are not … Continued
The government want people to be able to access their pensions through new pensions freedoms. On behalf of Ovation Chris has submitted evidence to show a change in the regulatory approach is needed. This will ensure pensions continue to pay a regular income and those who access their pension fully understand the future consequences of doing so.
One of the five core elements to achieving financial wellbeing is to know that our loved ones will be looked after if something were to happen to us. This might take the form of writing a will, having conversations within the family, or perhaps just making sure the partner knows how to operate the central … Continued
For many years now we at Ovation have been uncomfortable with traditional ways of assessing a person’s attitude to risk. Ten questions Some of the deficiencies were obvious to us. One example is the use of set questions such as ‘How would you feel if markets went down by 20%’. These can be pretty blunt … Continued
I do like a good proverb. The best are initially counter intuitive, and yet reveal their wisdom after a few moments consideration. Take this nugget, for example: Always do your marketing when you are busy. That seems daft on first reading. I can’t do my marketing when I’m busy, because I’m busy! And yet the … Continued
As has been mentioned on the podcasts, a few year ago I purchased an impulse canoe.
When I was aged 13 I and two friends asked our respective parents for a canoe for Christmas. We would take them to the river in the Somerset village in which I grew up. We never did any ‘proper’ canoeing, just pootle around in a particularly wide part below a weir while other friends swam